- Programs Debt Consolidation
Mobile Home Debt Consolidation Loan
Debt Consolidation Loans are very popular right now. They can be used to pay off those high interest credit cards, to make home improvements like remodeling a kitchen or bathroom, or anything you need extra cash for. The Maximum amount to consolidate is $25,000.00. Homes must be multi-section homes "in-park" no older than 20 model years old. FICO score of 700 or better required.
Information We Need From You:
If you need financing for your manufactured or mobile home you’ve come to the right place. We are your locally owned loan source for mobile homes, manufactured homes and conventional home mortgages. Our Fast and Easy loan process designed to save you time and money. No login required! We offer home loans for:
New Home Purchases, Refinance, Debt-Consolidation, Cash-Out, and Home Improvements Our loans are straight forward:
Free no cost or obligation loan analysis, No application fees, Fast and easy loan processing, fixed rates, No pre-payment penalty, Terms up to 25 years, Bi-weekly payment option, Automatic payment withdrawals
Debt Consolidation Loan Info:In-Park or Leased Land Non-conforming, Lender Portfolio Personal Property Loans Pre-qualification fees: No Upfront Application or Credit Bureau Fees to obtain pre-qualification.
Rate Products: We offer Fixed, Variable and Step Rates. Some restrictions may apply based on your location.
Interest Rates: Rates range from 7.40% to 12% depending on your overall credit quality, the age of the home, your collateral type, loan amount, loan-to-value and type of interest rate program selected. Your rate will be determined and outlined on your pre-qualification letter.
Loan Terms:
LTV: Maximum 65%
Multi-section Homes only 20 model years or newer: Loan amortization period up to 20 years, based on the age of the home, loan amount and program type. If home is free and clear, max loan is $25,000 and loan amortization period is 10 years.Occupancy: Owner occupied only - No rental, Investment, Buy-for Family/Friends or Co-signer programs.
Age of Home: Double-wide and Triple-wide: 20 model years or newer
No Prepayment Penalties: Pay-off your loan early, make additional payments or refinance without a penalty.
Bank Repossessions/HUD Foreclosures: We do not offer financing for repossessions or foreclosed properties.
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Request More Information
Our professional, friendly and informed loan specialists are ready to discuss your financing options. Give us a call at (800) 238-9202 or complete the short request form below and we'll be in touch with you right away.
Mobile Home Loan Request:
Find current rates on mobile home financing programs by completing the form below. If you have experienced bankruptcy, foreclosure, repossession, charge-off or judgments within the last 5 years, or if your credit score is below 650, please visit our credit repair section before applying. Call (800) 238-9202 for more info.
"Many thanks for helping us with our “in-park” mobile home loan and insurance. Your company was very, professional, did exactly what you promised and closed our loan quickly."
"I was a little hesitant at first going on-line, but your company performed flawlessly. Thanks for all of your staff’s professionalism provided with my “in-park” mfg. home loan."
"You’re the Bomb! Brenda, you did a fantastic job on my manufactured home refinance. We appreciate all of your hard work."
"Many thanks for helping us with securing our “in-park” mobile home loan and insurance. Your company was very professional and closed our loan very quickly."
“Not only were we up the creek without a paddle, we had a hole in our canoe! Thanks so much Bruce! Without you, we’d have been sunk.”
"Your company was very attentive to our situation. I would recommend your services to anyone wanting to purchase a mobile or mfg. home."